(800)-530-OVLG
Free Consultation
bbb
Attorneys
Debt Relief Services
Debt Relief
Debt Settlement
Debt Consolidation
Payday Loan Consolidation
Payday Loan Settlement
Credit Card Consolidation
Credit Card Settlement
Debt Management
Bill Payment »
Medical Debt Settlement
Bill Consolidation
Bankruptcy »
Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Reviews
Legal Materials
Laws and Legal Materials
Payday Loan Laws
Debt Settlement Laws
Debt Consolidation Laws
Bankruptcy Laws
Preparation of Wills in USA
Debt Collection Laws
Company Formation Laws
Trust Laws
Resources
Tools & Guides
Sample Letters
Weekly Waterfall Tips
Calculators
Faq
Media
About Us
Our History
No Questions Asked Refund Policy
FTC Disclosure
Transparency Disclosure
Success Stories
Report Collection Scam
Privacy Policy
Client survey results
Contact Us
Phone & Emails
People
Addresses
Complaint Box
Blog
Login
Your overall debt level?
Your Approximate Debt Amount
$0-$9,999
$10,000-$19,999
$20,000-$29,999
$30,000-$39,999
$40,000-$49,999
$50,000+
Debt amount cannot be empty.
Get Debt Help Now
4.4
4.7
Letters
Debt Collection Dispute Followup Letter
Download
Debt Collection Dispute Letter Template
Debt Collection dispute follow-up letter is what you send to the creditor/collection agency, when the creditor/ agency does not contact you with the required proof to validate your debt.
,
,
Dear Sir,
Re:
This is in response to your communication of (insert the date of receipt of letter or fax), a copy of which is enclosed along with a copy of the (certified mail or fax receipt).On
I sent you a letter requesting validation of the above account and (mailed or faxed) it on
.
Under the Fair Debt Collection Practices Act, you are required to respond to my request for validation within 30 days of receipt of my communication. However, it has been more than 30 days, and I have yet to receive a response. Under both State and Federal consumer law I have the right to get have my debt validated, and you are obligated respond within the statutory time limit.
Failure to respond to my requests for validation is a violation of the Fair Credit Reporting Act and may result in an investigation of your company by the Federal Trade Commission.
Any attempt to collect on this debt without properly validating would be in violation of the FDCPA and State consumer protection laws. Should you continue to attempt to collect this debt without validation, I have the right to sue you in small claims court and subject you to a fine of $1000 per violation, as well as my attorney fees and court costs as damages.
In addition, I would like to remind you that you are legally obligated not to report a debt that has not been properly validated to any of the credit bureaus. I understand that due to the high volume of communications you receive, my previous communication may have been misplaced or not yet reviewed due to an oversight. However, I am sure you wish to resolve this matter as quickly as possible and avoid any unnecessary complications.Should you fail to respond to this letter within 15 business days, I will not hesitate to report these violations my State's Attorney General, the Federal Trade Commission, and file a complaint with the Better Business Bureau.
Sincerely,
Your Signature ________________________
Your Name ________________________
Was this page helpful?
Yes
No
SUBMIT