574 Financial tips and laws for today and tomorrow

As a freelancer, income isn't always steady. Take a hard look at your monthly expenses like rent, groceries, and bills, and create a realistic budget covering the essentials. Don't overestimate what you can afford.

Pay yourself first by automatically transferring a portion of each payment into a separate high-interest savings account. If you don't see it, you won't miss it!

To keep business and personal finances untangled, open a dedicated checking account just for your freelance income and expenses. No mixing allowed!

Track every dollar coming in and going out using an app, spreadsheet, or good old pen and paper. Reviewing expenses highlights areas to cut back.

Freelancing has its slow periods. Gradually build an emergency fund with at least 3-6 months' living expenses to carry you through any future dry spells.